#5 Best Safaricom Lipa Mdogo Mdogo Phones Leave a comment

Safaricom’s Lipa Mdogo Mdogo is a game-changer in the Kenyan mobile market.

This innovative phone financing program allows you to get your hands on a brand-new smartphone without the hefty upfront cost.

By paying a small deposit and manageable daily installments, you can unlock a world of possibilities that a 4G-enabled device offers.

This program is particularly beneficial for those transitioning from 2G/3G devices, providing a more affordable path to faster internet speeds and a better online experience.

With a wide array of phones available, this guide will help you navigate the choices and find the best Safaricom Lipa Mdogo Mdogo phone for your needs.  

What is Safaricom Lipa Mdogo Mdogo?

Lipa Mdogo Mdogo is a device financing plan offered by Safaricom in partnership with Google. It aims to bridge the digital divide by making smartphones more accessible to Kenyans.

Instead of paying the full price upfront, you can acquire a 4G-enabled device and pay it off in manageable installments over time.  

Eligibility Criteria

To qualify for Lipa Mdogo Mdogo, you must meet the following requirements :  

• Be an active Safaricom pre-paid subscriber for at least one year.
• Have a favorable credit score from Safaricom.
• Be over 18 years of age and below 75 years of age.
• Not be blacklisted by any Credit Reference Bureau (CRB).

Key Advantages

Lipa Mdogo Mdogo stands out from other phone financing options due to its accessibility and affordability.

There’s no need to worry about a CRB check, and the flexible repayment options make it easier to fit the payments into your budget.  

How It Works

1. Check Eligibility: Dial *544# from your Safaricom line to check if you qualify and the device value you’re eligible for .  
2. Choose Your Phone: Explore the available phones by dialing *544*5# . You can also visit a Safaricom shop or authorized dealer to see the devices and get more information .  
3. Make a Down Payment: Once you’ve selected your phone, you’ll need to make a down payment via M-PESA . The deposit amount varies depending on the phone’s price.  
4. Collect Your Phone: Visit any Safaricom shop or authorized dealer with your original ID card to collect your new phone .  
5. Make Repayments: You have flexible repayment options: daily, weekly, monthly, or a one-time full payment. Payments can be made through M-PESA or the Lipa Mdogo Mdogo app . Note that Fuliza cannot be used for Lipa Mdogo Mdogo payments . Each repayment contributes to both acquiring bundle resources and paying off the device loan .  

What Happens if You Don’t Pay?

It’s important to make your payments on time to avoid any penalties. If you miss payments, Safaricom will send you reminders.

However, if you fail to make payments for seven consecutive days, your device will be locked, restricting its functionality.

Continued default may lead to being barred from outgoing calls and SMS. In the worst-case scenario, if you default for 30 days, you will be blacklisted, disqualified from future device loans, and reported to a Credit Reference Bureau (CRB).  

Paying for Another Person

Lipa Mdogo Mdogo allows you to purchase a phone for someone else.

However, remember that the registered line will be responsible for making the repayments.  

The Lipa Mdogo Mdogo App

Safaricom offers a dedicated app for managing your Lipa Mdogo Mdogo account.

With the app, you can conveniently make payments, check your loan balance, and track your repayment progress.

You can download the Lipa Mdogo Mdogo app from the Google Play Store.  

Benefits of Lipa Mdogo Mdogo

• Affordability: Get a smartphone without the burden of a large upfront payment.
• Flexibility: Choose a repayment plan that aligns with your financial capabilities.
• Accessibility: The program is readily available at Safaricom shops and authorized dealers throughout Kenya.
• Quality: Acquire genuine 4G smartphones from well-known brands.
• Data Bundles: Enjoy free data bundles upon purchase and with consistent repayments. You’ll receive 1GB of free data valid for 30 days when you purchase your phone. Additionally, if you make daily repayments for seven consecutive days, you’ll get a 50MB bonus bundle .  
• Warranty: All Lipa Mdogo Mdogo phones come with a one-year manufacturer’s warranty, giving you peace of mind with your purchase .  

Best Lipa Mdogo Mdogo Phones

Lipa Mdogo Mdogo offers a diverse selection of phones from various brands, including Samsung, Apple, Infinix, and Nokia. While the availability of specific models may vary, here’s a comparison of some of the top contenders:

Here is another list of best Safaricom lipa mdogo mdogo phones. I have included some information about the deposit and daily payments.

I honestly don’t know how updated they are, so be sure to do some digging.

Read also:

• How To Qualify For Lipa Mdogo Mdogo Phones