Safaricom’s Lipa Mdogo Mdogo program has revolutionized how Kenyans access smartphones. This initiative allows you to get a smartphone through a flexible repayment plan, making high-quality phones in Kenya more accessible.
With the widest network coverage in Kenya, Safaricom’s 4G and SMS network ensures a seamless experience. And the best part? You can prepay for your device in manageable daily instalments.
In this post, we’ll highlight the top 10 Safaricom Lipa Mdogo Mdogo phones available in 2024 and how you can qualify for Lipa Mdogo Mdogo.
First, Understand Safaricom Lipa Mdogo Mdogo
Safaricom Lipa Mdogo Mdogo, a Swahili term meaning “pay little by little,” is a payment plan that enables you to get a Lipa Mdogo Mdogo phone with an initial deposit, paying the remaining amount in daily instalments. This service aims to enable Kenyans to own a smartphone without breaking the bank.
How Safaricom’s Lipa Mdogo Mdogo Works
- *Dial 544# and select option 5.
- Choose your preferred phone from the available Lipa Mdogo Mdogo phones.
- Make the initial deposit at a Safaricom Shop or authorized dealer near you.
- The remaining balance is converted into a device loan, which you repay through daily or weekly M-Pesa payments.
Top 10 Safaricom Lipa Mdogo Mdogo Phones in Kenya
1. Neon Ray Pro
The Neon Ray Pro is an affordable option with impressive features like a large display, a decent camera, and long battery life.
Comes with 1 GB free data at the point of purchase.
Upon making 7 days consecutive repayments, you will receive a free 50MB Bundle.
2. Itel A24
The Itel A24 is known for its affordability and user-friendly interface, making it perfect for first-time smartphone users.
Comes with 1 GB free data at the point of purchase.
3. Tecno Spark 7
The Tecno Spark 7 boasts a vibrant display, a powerful camera system, and a long-lasting battery.
Comes with 1 GB free data at the point of purchase.
4. Tecno Camon 17
The Tecno Camon 17 is a photography powerhouse with advanced camera features and a sleek design.
Comes with 1 GB free data at the point of purchase.
5. Nokia C20
The Nokia C20 offers a clean Android experience, durability, and a long-lasting battery.
Comes with 1 GB free data at the point of purchase.
6. Other Notable Lipa Mdogo Mdogo Phones
You can also find other Safaricom Lipa Mdogo Mdogo phones from brands like Samsung, Infinix, and Oppo.
[Table of Phone Models, Specifications, and Prices]
Phone Model | Specifications | Deposit (KES) | Daily Instalment (KES) |
---|---|---|---|
Neon Ray Pro | 5.5-inch display, 8MP camera, 2500mAh battery | 1,500 | 20 |
Itel A24 | 5-inch display, 5MP camera, 2050mAh battery | 1,000 | 20 |
Tecno Spark 7 | 6.5-inch display, 16MP camera, 5000mAh battery | 2,000 | 30 |
Tecno Camon 17 | 6.8-inch display, 48MP camera, 5000mAh battery | 3,500 | 40 |
Nokia C20 | 6.5-inch display, 5MP camera, 3000mAh battery | 2,000 | 25 |
(Other models available) |
Who Can Qualify for Lipa Mdogo Mdogo?
To qualify for Lipa Mdogo Mdogo, you must meet these requirements:
- Be a Safaricom subscriber for at least one year.
- Be using a 2G or 3G smartphone.
- Have a good credit history with no outstanding loan balances.
Getting Your Lipa Mdogo Mdogo Phone
- Visit any Safaricom Shop or authorized dealer.
- Select your preferred phone.
- Provide your national ID and Safaricom line details.
- Make the initial deposit for the phone.
- Loan facilities and your details will be forwarded to Safaricom’s credit reference bureau (CRB) partners for assessment.
- Once approved, you can take your new smartphone home.
Lipa Mdogo Mdogo Repayment
Repayment is done via M-Pesa through daily payments. The Lipa Mdogo Mdogo app allows you to track your loan balance and make payments.
Benefits of Safaricom Lipa Mdogo Mdogo
- Affordable Smartphones: Get the latest smartphones without a hefty upfront cost.
- Flexible Repayment: Pay in small, manageable instalments over time.
- Wide Range of Phones: Choose from various brands and models.
- Access to Safaricom’s 4G Network: Enjoy fast internet speeds.
- Bonus Data Bundles: Receive data bundles upon purchase and continued repayment.
Frequently Asked Questions
1. Can I pay for another person’s Lipa Mdogo Mdogo phone?
Yes, you can pay for another person’s device using your M-PESA account. Simply use the Lipa Mdogo Mdogo app or dial *544# and select Option 5.
2. What happens if I default on my daily payments?
If you default on your daily payments for 30 days, Safaricom reserves the right to lock the device and blacklist it from their network. You can still pay the remaining balance to reactivate your device.
3. How long is the repayment period for Lipa Mdogo Mdogo phones?
The repayment period varies depending on the device you choose. It can range from a few months up to twelve months.
4. Can I get a refund if I return the device?
No, Safaricom does not offer refunds for devices purchased under the Lipa Mdogo Mdogo service. Make sure to carefully consider your choice before making a purchase.
5. Will my credit score be affected if I default on payments?
Yes, defaulting on your Lipa Mdogo Mdogo payments can negatively impact your credit score. Safaricom reports defaulters to Credit Reference Bureaus (CRBs), which can affect your ability to access loan facilities in the future.
Additional Tips
- Compare Prices: Before settling on a phone, compare prices across different Safaricom shops and authorized dealers.
- Read Reviews: Research the phone models you’re interested in to make an informed decision.
- Ask for Help: Don’t hesitate to ask Safaricom customer care for assistance or clarification.
Safaricom’s Lipa Mdogo Mdogo program is transforming the smartphone landscape in Kenya. It’s your chance to upgrade from 2G or 3G and enter the digital world. Don’t miss out on this opportunity to own your dream phone today!
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